Privacy Policy

1. Information we collect

To provide the app's features, we may collect the following information:

• Account information: name, email, and password (encrypted) provided when you register.
• Financial information: transactions, income, expenses, savings goals, and credit card data you enter manually or sync through third-party services like Plaid.
• Device information: model, operating system, unique identifiers, and usage data to improve the service.
• Location: only when you authorize access for features such as checking your credit score based on your country.
• Biometric data: if you enable Face ID/Touch ID login, your biometric data never leaves your device; we only store a local identifier.
• Calendar data: payment events you configure in your Google Calendar to receive reminders.

2. How we use your information

• Provide and maintain the app's features.
• Generate analytics, charts, and personalized financial recommendations.
• Send notifications and payment reminders you have configured.
• Detect unusual expenses and generate alerts.
• Comply with legal obligations and prevent fraud.

3. Information sharing

We do not sell or rent your personal information. We share data only with service providers that help us operate the app (for example, payment processors like Wix Payments, bank sync services like Plaid, and credit score providers like Equifax), always under strict confidentiality agreements. We may disclose information when required by law.

4. Data security

We implement reasonable technical and organizational measures to protect your information, including encryption in transit and at rest. However, no method of internet transmission is 100% secure.

5. Data retention

We keep your information while your account is active. You can request the deletion of your account and data at any time from the Profile section of the app.

6. Your rights

Depending on your jurisdiction, you may have the right to access, correct, export, or delete your personal data. To exercise these rights, contact us from within the app.

7. Children's privacy

The app is not directed at children under 18 and we do not knowingly collect information from minors.

8. Changes to this policy

We may update this Privacy Policy periodically. We will notify you of significant changes within the app. Continued use of the app implies acceptance of the current policy.

9. Capabilities we do not use

The app does not access the microphone, does not use speech recognition, and does not use Bluetooth. These capabilities are not part of any Control Total feature.

10. Contact

If you have questions about this Privacy Policy, you can contact us through in-app support.